The Credit People Review

The Credit People Overview

The Credit People is a legitimate credit repair company with over 15 years experience. They’ve helped over 100,000 people with their credit. Their credit repair team has processed over 310,000 unique credit reports. They are certified and trained in various laws governing credit repair to ensure you are represented well and get the best outcome possible.

Because no two credit scores are created equal, The Credit People provide a customized credit repair plan for their customers that includes coaching around what is impacting your credit score, what actions will improve a score and how best to manage debt to help their customers achieve a low credit utilization ratio through coaching and good credit choices.

The Credit People provide some of the lowest fees in the industry and include free credit reports and scores, 24hr account access and a strong satisfaction guarantee. They also provide prospective customers with a free, no obligation phone consultation.

The Credit People Service Levels & Pricing

The Credit People offer two simple pricing levels:

Monthly: $19 initial fee then $79/month

• Pay as you go
• Unlimited credit issue challenges with all 3 credit bureaus
• Score analysis
• Creditor interventions
• Monthly credit score updates

Flat Rate: $19 initial fee then $419 flat rate for 6 months of services

• Save $55 with a 6 month plan
• Unlimited credit issue challenges with all 3 credit bureaus
• Score analysis
• Creditor interventions
• Monthly credit score updates

Cancellation Policy

Pay as you go option allows customers to cancel anytime for a refund of the previous month’s services.

6 month, flat rate options provides a 6-month satisfaction guarantee.

What Their Customers Are Saying

Good service and follow up. Always a pleasant experience working with the Credit People. – Richard F. 05/09/2022

They are always available to answer any questions or concerns I have and have done a tremendous job in fixing my credit and continuing to do so! Best company!

I can’t believe what you’ve done. I am not the easiest person to reach and I’m definitely not the most organized (which is why I went with your company honestly) but you managed to raise my credit score by 72 points, so I’m happy!

How to Sign Up with The Credit People

Signing up is easy, simply call for a free consultation or sign up online.