Credit Saint Review

Credit Saint

BBB Rating

Setup Fee

Monthly Fee

Credit Saint Company Overview

Founded in 2004, Credit Saint is one of the most experienced credit repair companies in the industry. They also boast some of the best customer reviews with tens of thousands of satisfied customers that have used their services. Credit Saint is also one of the only credit restoration companies to be fully accredited with the Better Business Bureau where they consistently have an A rating.

Because of their longstanding experience, great BBB rating and many happy customers, Credit Saint has become one of the most popular credit repair companies today. If you’re considering hiring a credit restoration company to help you improve your credit reports, Credit Saint is an excellent option.

Credit Saint is based out of New Jersey and offers services nationwide with the exception of a Georgia, Kansas and South Carolina. If you live in one of these states consider Lexington Law instead.

Credit Saint does provide a free credit repair consultation to help you determine if their services are the right fit for your situation. The consultation takes about 10-15 minutes and topics include an overview of your credit goals, a look into any negative items listed on your report and then they will help you understand if their services are a good match relative to your goals and expectations.

Many consumers worry about choosing a reputable credit restoration company. Considering Credit Saint’s longstanding history and their positive BBB rating along with countless customer testimonials, you can rest assured that they are legitimate and know how to help their customers achieve results as quickly as possible.

Credit Saint’s Service Levels & Pricing

Credit Saint offers three different service levels, depending on your specific needs:

Clean Slate: $195 initial work fee then $119.99/month
(Aggressiveness of Results: Very High)

  • Unlimited Challenges to the 3 Credit Bureaus
  • Score Analysis
  • Creditor Interventions
  • Score Tracker
  • Inquiry Targeting

Credit Remodel: $99 initial work fee then $99.99/month
(Aggressiveness of Results: High)

  • Challenges to the 3 Credit Bureaus
  • Score Analysis
  • Creditor Interventions
  • Score Tracker
  • Inquiry Targeting

Credit Polish: $99 initial work fee then $79.99/month
(Aggressiveness of Results: Medium)

  • Challenges to the 3 Credit Bureaus
  • Score Analysis
  • Creditor Interventions
  • Score Tracker

Cancellation Policy

Services are offered on a month-to-month basis, cancel anytime.

90 Day Money Back Guarantee

Credit Saint is one of the only companies that offers a satisfaction guarantee. If you sign up for service with any Credit Saint program and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund.

Pros Cons
A rating with the BBB High initial work fees
18 years in business Not available in some states
Top customer choice
Free credit repair consultation
90-Day money back guarantee

What They’re Customers Are Saying

“Their representative presented the options available to me. After review of my credit file, they suggested a program that fit my needs.They were polite, knowledgeable, and very helpful. I am looking forward to working with Credit Saint.” – Bruce R. (5/5/2022)

“Concise and solid service. Phone rep was awesome and pleasant.” – Kenneth W. (4/18/2022)

“Awesome customer service and nice money back guarantee very nice representative and everything was explained thoroughly” – Keith C. (1/13/2022)

How to Sign Up with Credit Saint

Signing up for Credit Saint is an easy process- either call for your free consultation or simply sign up using their simple online form.