Financial Freedom

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What credit repair services does Lexington Law offer?

As with most credit repair services, the company starts its investigation by obtaining copies of your credit reports and analyzing them for errors or questionable items. If it finds anything worth disputing, it then reaches out to the credit bureaus on your behalf.

Sometimes this part of the process requires a bit of back and forth between Lexington Law and the credit bureau in question. In the interim, you can check the status of your disputes and your credit score through the Lexington Law online portal or mobile app.

According to the website, most clients spend six months working with the company.

Because credit repair companies can never offer a guarantee that their services will improve your credit score, it’s a good idea to have a basic understanding of your score before working with one. If you have a rough idea of where you need help with your credit, then you’ll have a better chance of picking the right level of credit repair service to achieve your goals.

Lexington Law offers three tiers of service so you can pick the right one for your needs. Here’s a rundown of each plan:

Concord Standard

This basic plan includes standard credit repair services such as bureau challenges and creditor interventions. Essentially, the company will challenge any errors it finds and intervene on your behalf.

This plan starts at $99.95 per month, with the first payment being collected five days after entering into a service agreement with the company. Payments are withdrawn every month thereafter until you choose to cancel your plan. The company also charges a one-time fee of $14 to cover the initial inquiries into your credit reports.

Lexington Law Benefits

  • Free credit report summary & credit report consultation
  • Lexington Law clients saw over 7 million removals on their credit reports in 2020
  • Consistently voted the #1 credit repair service